jewellery valuations matter: Protecting the things you cherish

Jewellery is more than just an accessory - it’s a reflection of milestones, memories, and personal style. Whether it’s a bespoke engagement ring, a treasured heirloom, or a designer timepiece, each item holds both emotional and financial significance. Ensuring these valuables are properly insured is essential, and that begins with a professional jewellery valuation.

A professional jewellery appraisal provides a detailed description of your piece, including gemstone quality, carat weight, metal type, and craftsmanship. This information is crucial for insurance purposes, as it establishes the item's replacement value in the event of loss, theft, or damage. 

Without an up-to-date valuation, you risk being underinsured. Market fluctuations, such as changes in the prices of precious metals and gemstones, can significantly affect the value of your jewellery over time. Most insurers recommend reappraising your jewellery every two to three years to ensure coverage reflects current market values. 

In the unfortunate event of a loss, having a detailed valuation report simplifies the claims process. It serves as proof of ownership and provides insurers with the necessary information to process your claim efficiently, ensuring you receive appropriate compensation or a like-for-like replacement. 

We offer valuation services tailored to your needs, providing comprehensive assessments, ensuring your jewellery is accurately valued for insurance purposes. We recommend regular revaluations to keep your insurance coverage up to date, providing you with peace of mind that your cherished pieces are protected.